10 important rules to keep your money on the net

Just as high phone bills do not protect you from sticking your phone’s call trigger, just as it is not a really effective weapon against Internet bank abuse, you should not turn on your computer or laptop because of your fears. Although financial abuses have recently taken to the Internet, people are still the weakest link in the chain. As with physical abuse. However, now we’ll show you the most important rules that you no longer have to fear.

Virus and Spyware Protection

Virus and Spyware Protection

Maybe we don’t have to clue why this is most important. E-mail programs and browser programs can send files to our computer at any time that we run into without our knowledge, and, for example, send our most typed passwords or codes to thieves.

Choose a secure internet bank.

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If possible, choose a bank based on the security of your Internet bank! Since we manage most of our money here, be the safest! Entering with a token or SMS is now essential, and lack of it can in itself trigger a bank switch.

Set appropriate limits!

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An effective way to protect our money is to set a security limit on both your Internet Banking and your credit card that will not remove a lot of money from our account even if you access our Internet Banking or your credit card, without hindering our everyday transactions. If so, set a higher limit for that occasion only and then re-use it after use.

Use an internet card or prepaid credit card on the internet!

Nowadays, several banks offer internet card solutions, which mean that criminals can take only one money set aside for internet use, but certainly not our entire account balance. If your bank doesn’t have an internet card, you can buy a rechargeable credit card to spend on a fully separated balance on the net and, if you have reset it, refill it.

Request SMS notification!

This in itself is not a safeguard against abuse, but it will inform you at the first opportunity that something bad is happening in the background of your account. In that case, be the first to call your bank and then the police. Also, your phone will alert you when money is in your account.

Don’t enter your credit card number anywhere on the Internet!

Always enter your credit card number carefully! Make sure you are on the web page you believe in (the browser will highlight the domain of the web address) and that your certificate from the address bar is authentic and valid! Since banks and cardholders generally do not do this, an invalid or expired, God forbid certificate is definitely a fraud.

Never give out your credit card details!

This in itself qualifies as serious negligence under bank card contracts. Because your card information can be misused, you should always keep it carefully and only enter it on the right website when you pay and don’t lose your card when you accept it personally.

If you do not trust anyone, remove the CVC2 / CVV2 code from the card. For example, scrape it off! For online shopping, a data thief with a 3-digit CVC2 (MasterCard) or CVV2 (Visa) code on the back of the card is essential for a data thief to misuse your card number on the Internet for losing your card, monitoring your camera or leaving your desk at work in your wallet. If you scratch the CVC2 / CVV2 code on the card, they will not be able to pay for it online even if you leave it. And you learn the code or write it in a safe place!

If possible, do not give credit card registration orders to your credit card! Since the memorable PPO scandal, when they were paying a massive $ 2,400 on every credit card they registered, it is not advisable to register your credit card in a system where bank card registration is required, meaning that you may be debited later without your knowledge. Whenever possible, pay by starting the payment process.

Take advantage of the 3D service! In the future, many European banks are likely to introduce the so-called “security check” due to security regulations. You cannot purchase a 3D service that requires you to enter an SMS code in the online credit card purchase process. 

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